Marni's Clause

Report on Title – Climate Change Clauses

This clause proposes additions to standard reports on title to reflect the results of a climate search for the property.

Jurisdiction: England & Wales

What this clause does

Improves transparency and reporting about the physical, transition and future liability risks of climate change for properties in the UK

This clause also helps solicitors fulfil their duty of care to advise clients as to the presence of climate change risks, as outlined in the Law Society (England and Wales) Guidance: The impact of climate change on solicitors. 


[Drafting note: capitalised terms relate to either a defined term in this clause or a defined term in the main agreement that this clause is designed to be inserted into.]

1. Scope of the review and limitation of liability

Option A – Client instructs solicitor to carry out a climate search on the Property

A climate search is available for the Property to assess it for certain future risks arising from Climate Change. The risks included and excluded by the climate search are listed below. 

1.1 Physical risks

The physical risks included in the climate search are [tick as appropriate]:

(a) Coastal erosion [Checklist tick box yes/no]

(b) Flooding [Checklist tick box yes/no]

(c) Subsidence [Checklist tick box yes/no]

(d) [Heat stress [Checklist tick box yes/no]]

(e) [Drought [Checklist tick box yes/no]]

(f) [Wildfires [Checklist tick box yes/no]]

1.2 Transition risks

The transition risks commented upon in the climate search are:

(a) Insurability [Checklist tick box yes/no]

(b) Property value/ cost to maintain or retrofit [Checklist tick box yes/no]

These transition risks may be assessed or quantified by other professionals, including valuers and insurance brokers. Please see section [1.4 (Recommendations)] below.

1.3 Future liability risks

The climate search concludes: 

[Insert key findings in the guidance section of the report].

The search is attached.

1.4 Recommendations

We are not qualified to advise on the results of the climate search. However, based on the results of the search, we recommend that you seek specialist advice as follows:

[Drafting note: where the climate search identifies predicted risks to the Property arising from Climate Change that may affect the asset value and/or future market value of the Property, insert the wording below:

Consider taking professional advice from your valuer as to the future market value of the Property. You may want to reduce your offer for the Property. A lender may also want to withdraw from (or impose additional conditions in) any mortgage loan offer to purchase the Property. 

[Drafting note: where the climate search identifies predicted risks of increased flooding, subsidence and/or coastal erosion due to Climate Change, insert the wording below:]

Consider taking professional advice from: 

  • A flood risk specialist, structural engineer or other appropriate specialist as to the cost of making the Property more resilient against these risks. You may want to reduce your offer for the Property.
  • Your insurance broker. You will need to ascertain if the Property is likely to continue to be insurable at commercially reasonable rates for losses arising from or relating to these risks

[Insert additional recommendations.*

* [For example, ‘There may be risks arising from Climate Change not covered in the report that might affect the asset value and/or future market value of the Property, such as heat stress, drought or wildfires. Speak to your surveyor about such risks.’]

Option B – Client instructs solicitor not to carry out a climate search on the Property 

1.1 A climate search is available for the Property, but the client has instructed [us/ its solicitors] not to commission such a search.

1.2 The consequences of the client’s decision to not commission the climate search shall be borne by the client alone. By making this decision, the client accepts that it has no recourse to [us/ its solicitors] in the event that the client proceeds to buy [an asset/ property/ site] that is exposed to climate risk. 


The following terms are used in this report:

Climate Change means the long-term and material changes in global or regional weather patterns including temperature, humidity, precipitation, or wind.

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